Mortgage Estimate Calculator
Educational estimates only. Final approval is subject to bank assessment.
Last updated: 2025-12-01
Quick answer
UAE property mortgages are offered by conventional and Islamic lenders, subject to LTV limits, property type, residency status, and bank policy. Use the calculator below for illustrative instalments — not a loan offer.
Frequently asked questions
Can non-residents get a UAE mortgage?
Some UAE banks offer mortgages to non-residents, typically with higher down payments and stricter income documentation. Approval depends on the bank, property, and borrower profile — not guaranteed.
Does a mortgage affect Golden Visa property eligibility?
Mortgaged properties may still support Golden Visa pathways if minimum equity and ownership requirements are met under current rules. Verify with ICP before assuming eligibility.
Are calculator results a loan offer?
No. The calculator provides illustrative instalments only. Final rates, fees, and approval are determined by the lender after full application review.
Mortgage Estimate Calculator
Estimated only — final approval is subject to bank assessment.
Final finance amount is subject to bank valuation, credit approval, and applicable regulations. Loan-to-Value is based on the lower applicable value used by the lender, such as purchase price or bank valuation.
Mortgage approval, financing percentage, rates, fees, eligibility, and monthly payments depend on the applicant, property, valuation, bank credit assessment, and applicable UAE regulations. Figures shown are estimates and not a financing offer.
Property payment plans and promotions may change or expire. Confirm the current official plan before making a purchase decision.